With Children's Day behind us, it's time to awaken the creativity of parents and guardians in searching for special gifts for their children. How about giving something that positively impacts the financial future of little ones?
Financial education, if introduced early, helps children and adolescents develop a healthy relationship with money, encouraging habits such as saving, planning and entrepreneurship.
The lack of financial education in the Brazilian school system is one of the factors contributing to the lack of preparedness of adults when it comes to managing finances. A survey by fintech Onze, which specializes in financial health and private pensions, revealed that 47% of Brazilians have difficulty organizing their own budget. Another 59% admit they don't know how to do it, and 26% have tried and given up.
The good news is that with the advancement of technology, there are alternatives to change this reality from childhood. Innovative apps make financial learning a fun and interactive experience, teaching kids to prepare for adult financial challenges in a fun way.
According to Luis Amaral, founding partner of Trix, technology is a powerful ally in financial education. By providing interactive and personalized tools, it makes learning about money more accessible and attractive to the new generation.
“By introducing the concepts of planning, saving and investing on digital platforms from an early age, we create citizens who are more capable of making strategic and safe decisions about their use of money throughout their lives. Guidance”, explains.
Check out these four apps below that combine education and entertainment to create the next generation of financially savvy adults.
Trix
Trix is a platform created by TRX Manager that facilitates access to investments in real estate with transactions starting at R$150, making it possible to invest in real estate funds at affordable amounts. With simple and intuitive functions, the platform is ideal even for those with no investment experience.
Tricks Kids Edition is aimed at financial education for children and young adults, offering interactive and educational tools. Parents can monitor activity, set transaction limits, and approve purchases and investments, plus teach them how to keep finances safe. The Trix Kids account includes educational content, investment simulations, and gambling to teach financial concepts in a practical way.
Also, it allows simulation of investments in real estate funds and stocks, helping young people learn about the financial market in a hands-on way.
Next happiness
NextJoy is an app developed by Banco Next, especially for children and young adults, with the aim of introducing them to the world of finance in a fun and safe way. It's like a personalized bank account where little ones can track their spending, save and invest.
It works like a traditional bank account, allowing the child to receive money as gifts, make online purchases and track their spending. With a virtual card, the child can make purchases safely and controlled by parents. Also, the app allows kids to set savings goals and track their progress, encouraging saving habits.
Children account
The Banco Inter Kids account is an option for parents who want to teach their children about the value of money and how to manage it from an early age. This digital account, exclusively for kids under 18, offers features that make learning about finances more fun and safe. The child can have their own debit card, allowing them to make purchases and safely withdraw money at all times within the limits established by the parent.
In addition, Banco Inter provides educational content about finance that helps children understand how money works and make more informed financial decisions.
Tintin
Tindin is a fun and educational app that makes teaching kids about finance a fun experience. It works like a digital piggy bank where little ones can save their payments, track their expenses and set savings goals. The app works like a virtual piggy bank where the child can deposit their money and track the balance.
Parents can create chores for children and set monetary rewards, encouraging habits like studying and helping around the house. The app uses gamification to make learning more fun with challenges and rewards that motivate kids to reach their financial goals.
Homework
It promotes change in the world of work, in business, and in society. It is a creation of Compasso, a content and connectivity agency.
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